Return to Home Page to Find a Local Office & Resources
US Department of Housing and Urban Development
Available in English and Español
Homeownership is becoming a reality for more and more Americans. During 2000, the US homeownership rate reached 67.7%, the highest rate ever. Yet many Americans don't realize that homeownership is within their grasp...
Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUD's Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law...
Buying a Home
Published by the US Department of Housing and Urban Development 28 page booklet
Congratulations! You have decided to buy a new home. This booklet will help you take this big financial step by descriging the home buying, home financing, and settlement process. Lenders and mortgage brokers are required by federal law (RESPA) to give you this booklet...
Do You Need a Pre-Approval Before You Buy?
Pre-approval is the first step to home ownership. It allows you to know how much of a house you can afford before you begin shopping. Without a pre-approval, many sellers will not accept your offer on their home...
Shopping for the Best Home Loan or Mortgage
The Federal Reserve Board
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars...
Renting vs Buying Calculator
Use the Ginnie Mae EASY calculator to compare the advantages and considerations of owning vs. renting a home...
How Much Home Can You Afford Calculator
This calculator will help you to determine how much you can afford to spend on a home...
Loan Estimator Calculator
This Calculator will help you estimate of FHA, VA and Conventional loan amounts, monthly payments, down payment, and closing costs for a home of a particular sale price. Many additional factors play a part in the loan process...
Top 10 Tax Deductions for Owning A Home
Your home provides many tax benefits--from the time you buy it right on through when you decide to sell...
Making an Offer FAQ
How much should you offer for a house? When making an offer, you should consider the following factors...
Do You Need A Home Inspection?
A professional home inspection is a good investment for buyers and sellers because buying a home is the single largest investment most people will make...
Frequently Asked Questions About Radon
What's the debate on radon? Definitions, sources of Radon, the health effects from exposure, the average level of Radon found in a home...
Post Office Moving Guide
Change your address online. Exclusive mover savings get instant access to coupons...
Start Your Search For Your New Home Now!
Visit A Local Office from the Home Page Drop Down Menu for More Resources
Return to the Resource Center
